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"Thank you, you guys have done very well at what you do. I am going to recommend you to everyone that I talk to when I get out of the hospital."
D.V. - Banning, California


"Thanks, I really appreciate your follow-through and attention to detail in helping us with our research!"
A. W. - Rosamond, California


"Remember: the people who say it can't be done, should not get in the way of the people who are already doing it."
L. W. - Maynooth, Ontario, Canada


"I am in receipt of your email and I thank you for your efforts to assist me in gaining control of my finances. I know that together we will take care of this situation and that very soon, I will be able to not flinch when the phone rings. I will be able to buy food for my children and not sacrifice buying them other things they need. Thank You."
D.S. - St. Louis, Missouri


"I must say you are a breath of fresh air."
K. A. - Hecthrow, Florida


"Realizing that severe circumstances require severe measures was important. Having your people to talk with these creditors and stopping the phone calls was a simple relief in itself, and then having such great settlements come from it was unreal. I believe that all but 3 of my cases settled for half. I was able to borrow some of the money from my wife, and the rest I simply saved. I have a new baby on the way and I simply cannot imagine feeling the way I did 2 years ago and trying to enjoy that little miracle, it would have been impossible. My health had suffered so bad from the stress, and that too has changed. Thank you and your staff again."
Mr. Z. - Los Angeles, California


"When we started DTS almost 2 years ago, I was completely stressed from never having enough money to pay our bills and always worrying about money. But thanks to DTS we are completely debt free and for the first time in our life we are not living paycheck to paycheck. We are able to put money in savings and are reaching our goals. I know for a fact that if it were not for DTS we would have more debt and would still be struggling to survive. Thank you! Thank you! Thank you!"
L.S. - Valencia, California


"Got the package and I have mailed out my second payment. Appreciate all you do. Great customer service."
B.J. - Texas


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Business Debt


Business debt is slightly different than personal debt. At DTS, we can only negotiate debts from credit card loans. Other types of loans, such as mortgages, car loans, certain student loans, and tax problems cannot be cleared using our program. In those cases, consolidation is probably your best option.

Business debt is not usually made through credit cards in the same way as personal debt. This depends entirely on the size of the business, however--smaller businesses may put many initial costs on credit cards. Often, though, business costs are often paid via other types of loans, such as a second mortgage or other type of mortgage plan.

Mixed Payment Plans

If your business incurred debts that were placed on a credit card, we are happy and eager to help you. We will negotiate with your creditors to significantly reduce the amount you owe so that your overall debt burden is reduced. After that point, you may also enter into a debt consolidation program if you owe additional money through a mortgage or small business loan.

Just as with personal debt, business debt can get quickly out of hand. This often happens to first-time business owners who had an inaccurate estimation of just how much capital would be needed to start the business. When this is the case, small purchases of office supplies and equipment will often be put on credit cards in the hopes that the business will pick up steam in the future. It only takes several months of these kinds of expenses for debt to spiral out of control. If this is the case, contact us and we can help put your business back on track.

  (Minimum: $10,000)
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(Minimum: $10,000)
The debt amount should be a numeric value and should include debt from credit cards, credit lines, medical bills etc. It does NOT include federally insured student loans, mortgages, car loans, IRS debt or credit unions.



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